Personal spending

People shop at Macy's department store during Black Friday shopping, Friday Nov. 29, 2019, in New York. Black Friday shoppers fought for parking spots and traveled cross-state to their favorite malls, kicking off a shortened shopping season that intensified the mad scramble between Thanksgiving and Christmas. (AP Photo/Bebeto Matthews)
November 29, 2019 - 1:05 pm
NEW YORK (AP) — Black Friday enthusiasts woke up before dawn and traveled cross-state to their favorite malls in search of hot deals, kicking off a shortened shopping season that intensified the scramble between Thanksgiving and Christmas. But the ever-growing popularity of online shopping and...
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A currency trader talks on the phone near the screen showing the Korea Composite Stock Price Index (KOSPI) at the foreign exchange dealing room in Seoul, South Korea, Friday, Nov. 29, 2019. Shares extended losses in Asia on Friday after Japan and South Korea reported weak manufacturing data that suggest a worsening toll from trade tensions. (AP Photo/Lee Jin-man)
November 29, 2019 - 9:04 am
NEW YORK (AP) — The latest on developments in financial markets (all times local): 11:45 a.m. Stocks moved lower in midday trading on Wall Street as major indexes come off record highs from earlier in the week. Trading volume was lighter than usual on Friday with markets open for only a half day...
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FILE- In this Aug. 3, 2017, file photo, packages ride on a conveyor system at an Amazon fulfillment center in Baltimore. Amazon, Walmart and others are promising to deliver more of their goods in a day and this holiday season will be the first real test of whether they can make that happen. (AP Photo/Patrick Semansky, File)
November 28, 2019 - 5:47 am
NEW YORK (AP) — This year, holiday stress may take on a whole new meaning for online retailers. Amazon, Walmart and others have promised to deliver more of their orders within 24 hours of customers clicking on “Buy.” The coming weeks will be the first test of whether they can make that happen...
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FILE - In this Nov. 9, 2019, file photo a woman looks through holiday wreathes on sale at a retail store during in Pembroke Pines, Fla. On Tuesday, Nov. 26, the Conference Board reports on U.S. consumer confidence for November. (AP Photo/Brynn Anderson, File)
November 26, 2019 - 7:55 am
WASHINGTON (AP) — U.S. consumer confidence declined slightly for a fourth consecutive month, but it remains elevated with the holiday shopping season ramping up. The Conference Board said Tuesday that its consumer confidence index ticked down to 125.5 in November from October’s 126.1 reading...
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FILE - This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
November 25, 2019 - 8:28 am
College savings plans are a great way to save for education. But not all college savings plans are great. Most state-sponsored 529 college savings plans, which allow you to invest in a tax-advantaged account for future education costs, have improved significantly in recent years, says Madeline Hume...
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FILE - In this Nov. 8, 2018 file photo, the U.S. Medicare Handbook is photographed in Washington. Medicare’s new prescription drug plan finder has a glitch that can steer unwitting seniors to coverage that costs much more than they need to pay. (AP Photo/Pablo Martinez Monsivais)
November 21, 2019 - 2:06 pm
WASHINGTON (AP) — Medicare’s revamped prescription plan finder can steer unwitting seniors to coverage that costs much more than they need to pay, according to people who help with sign-ups as well as program experts. Serving some 60 million Medicare recipients, the plan finder is the most commonly...
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FILE - In this Nov. 21, 2013, file photo, with the Empire State building in the background, the Macy's logo is illuminated on the front of the department store in New York. Macy's Inc. (M) on Thursday, Nov. 21, 2019, reported fiscal third-quarter net income of $2 million. The Cincinnati-based company said it had net income of 1 cent per share. Earnings, adjusted for one-time gains and costs, came to 7 cents per share. (AP Photo/Mark Lennihan, File)
November 21, 2019 - 2:04 pm
NEW YORK (AP) — There’s more trouble for the nation’s malls heading into the crucial holiday shopping season. A slew of mall-based clothing retailers delivered weak third-quarter earnings reports in recent days, the latest indication of shoppers’ increasing shift online and away from traditional...
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FILE - In this Nov. 9, 2018, file photo shoppers look at televisions at a Walmart Supercenter in Houston. Walmart Inc. reports earnings Thursday, Nov. 14, 2019. (AP Photo/David J. Phillip, File)
November 14, 2019 - 5:27 am
Walmart raised its annual profit expectations after reporting strong third-quarter results helped by its grocery business. The results, announced Thursday, offer encouraging news as it heads into the holiday shopping season and offer the latest evidence that Walmart is closing the gap between...
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FILE - In this Aug. 15, 2019, file photo, a Pacific Gas & Electric worker walks in front of a truck in San Francisco. California’s Pacific Gas & Electric is faced regularly with a no-win choice between risking the start of a deadly wildfire or immiserating millions of paying customers by shutting off the power. (AP Photo/Jeff Chiu, File)
November 13, 2019 - 10:07 pm
California’s Pacific Gas & Electric is faced regularly with a no-win choice between risking the start of a deadly wildfire or immiserating millions of paying customers by shutting of the power. The utility serves more than 5 million electrical customers in one of the world’s most...
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This Aug. 11, 2019, photo shows Visa credit cards and debit cards in New Orleans. If you’re considering a new credit card, the bonus-friendly season from October through December is an ideal time. Your expenses on Black Friday, holiday travel and meals, end-of-the-year charitable donations and more may easily meet a large spending requirement for a juicy sign-up bonus. (AP Photo/Jenny Kane)
November 07, 2019 - 8:49 am
In late 2017, San Francisco couple Riley Adams and his wife stumbled upon the Halley's comet of airline credit card welcome offers. For a limited time, the card was advertising a companion pass on top of a large sign-up bonus. "We knew we had a lot of spending in one specific area coming up, and we...
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