Financial planning

FILE - In this July 11, 2012, file photo, John Arensmeyer, CEO of the advocacy group Small Business Majority, poses for a portrait at the Small Business Majority office in Washington. The Setting Every Community Up for Retirement Enhancement Act, known as the SECURE Act, won final congressional approval in the Senate last month and was signed into law by President Donald Trump. One of the bill's features makes it easier for small businesses to band together to offer 401(k) and other retirement plans.“ Most small businesses simply don’t have the funds or staff to offer and manage retirement plans,” said Arensmeyer. (AP Photo/Jacquelyn Martin, File)
January 06, 2020 - 12:24 pm
NEW YORK (AP) — A new law expanding retirement plan options for small businesses may encourage more companies to offer the benefits to their workers. The Setting Every Community Up for Retirement Enhancement Act, known as the SECURE Act, won final congressional approval in the Senate last month and...
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Zaida Bravo, who suffers Parkinson's disease and is malnourished, waits for dinner on her dirty mattress in her one room living quarters in Maracaibo, Venezuela, Nov. 28, 2019. The 48-year-old's sister Ana Bravo brings her food when she can, but for the last four years the older sister has had trouble affording even rice or cornmeal. “We can't find her medicine or even know how to help her, so we're letting what happens happen,” Ana Bravo, 57, said. “Sometimes, I'm afraid to go inside and find her dead.” (AP Photo/Rodrigo Abd)
December 27, 2019 - 7:49 am
MARACAIBO, Venezuela (AP) — The last time anybody in Nerio García’s family heard his voice was on a crackly call from jail outside Maracaibo, Venezuela’s second city. He called from a borrowed cellphone, pleading to his brother for help. “Tell Mother to bring me some food,” García, 29, said in the...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Uncovering an online lender’s true intentions is sometimes as simple as checking their website for a few key giveaways. Knowing how to spot a predatory loan can keep you from slipping into a debt trap. (NerdWallet via AP, File)
December 23, 2019 - 10:19 am
Your expenses don't end when your paychecks do, but creating a reliable income stream in retirement can be tricky. The right choices can result in sustainable income for the rest of your life. The wrong choices could leave you uncomfortably short of cash. In fact, retirement includes so many...
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In this April 14, 2019 photo. Pakistani Christian woman Samiya David shows her picture with Chinese husband, in Gujranwala, Pakistan. Samiya had been in China just two months when her brother got a phone call telling him to pick her up at the airport. When he arrived, he found Samiya in a wheelchair, malnourished and too weak to walk, said her cousin Pervaiz Masih. She died barely five weeks later. Masih was among the relatives who prepared Samiya's grave and attended her burial in May. (AP Photo/K.M. Chaudary)
December 12, 2019 - 8:18 am
MAZAIKEWALE, Pakistan (AP) — Sold by her family as a bride to a Chinese man, Samiya David spent only two months in China. When she returned to Pakistan, the once robust woman was nearly unrecognizable: malnourished, too weak to walk, her speech confused and disjointed. “Don’t ask me about what...
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A worker walks on a platform at the Gare Montparnasse railway station, in Paris, Wednesday, Dec. 11, 2019. After hundreds of thousands of angry protesters marched through French cities, the prime minister is expected to unveil proposals that might calm tensions on the 7th straight day of a crippling transport strike. (AP Photo/Thibault Camus)
December 11, 2019 - 10:17 am
PARIS (AP) — France's prime minister said Wednesday the full retirement age will be increased for the country's youngest, but offered concessions in an ill-fated effort to calm a nationwide protest against pension reforms that critics say will erode the nation's way of life. The government is...
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FILE - This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
December 02, 2019 - 4:41 am
Many of us feel bad about our debt. Most of us probably shouldn’t. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes. But many people still report being embarrassed about owing money. In one study,...
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FILE - This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
November 25, 2019 - 8:28 am
College savings plans are a great way to save for education. But not all college savings plans are great. Most state-sponsored 529 college savings plans, which allow you to invest in a tax-advantaged account for future education costs, have improved significantly in recent years, says Madeline Hume...
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November 19, 2019 - 8:33 am
As you scan the crowded pages of Google search results for a low-cost loan, it can be difficult to decipher reputable lenders from predatory ones. These lenders, who use abusive or unfair practices, offer loans with high rates and excessively long or short repayment terms that make the lender money...
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Pallbearers carry the casket of Chuen Kok from the Ng Fook Funeral Home, Friday Oct. 18, 2019, in New York. Kok, an 83-year-old homeless man whom Chinatown residents warmly greeted as "uncle," was one of four homeless men bludgeoned to death in the community last week. (AP Photo/Bebeto Matthews)
October 18, 2019 - 11:49 am
NEW YORK (AP) — The killings of four men asleep on streets in Manhattan's Chinatown have trained scrutiny on the city's struggle to reduce homelessness. But they also have spotlighted a sense of community. Dozens of people paid respects this week to one victim, 83-year-old Chuen Kok, at a memorial...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Sometimes, the tasks we put off are the ones that leave people we care about in the lurch. Your financial checklist should include reviewing beneficiary designations, updating contact information and visiting your safe deposit box. (NerdWallet via AP, File)
September 16, 2019 - 3:35 am
One of the biggest retirement mistakes you can make is not realizing what you don't know. I regularly hear from people in or near retirement who misunderstand how Social Security works, dramatically underestimate life expectancies or fail to plan for big expenses, such as long-term care or taxes...
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