Discretionary spending

FILE - In this Nov. 9, 2018, file photo shoppers look at televisions at a Walmart Supercenter in Houston. Walmart Inc. reports earnings Thursday, Nov. 14, 2019. (AP Photo/David J. Phillip, File)
November 14, 2019 - 5:27 am
Walmart raised its annual profit expectations after reporting strong third-quarter results helped by its grocery business. The results, announced Thursday, offer encouraging news as it heads into the holiday shopping season and offer the latest evidence that Walmart is closing the gap between...
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This Aug. 11, 2019, photo shows Visa credit cards and debit cards in New Orleans. If you’re considering a new credit card, the bonus-friendly season from October through December is an ideal time. Your expenses on Black Friday, holiday travel and meals, end-of-the-year charitable donations and more may easily meet a large spending requirement for a juicy sign-up bonus. (AP Photo/Jenny Kane)
November 07, 2019 - 8:49 am
In late 2017, San Francisco couple Riley Adams and his wife stumbled upon the Halley's comet of airline credit card welcome offers. For a limited time, the card was advertising a companion pass on top of a large sign-up bonus. "We knew we had a lot of spending in one specific area coming up, and we...
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In this Wednesday, Oct. 23, 2019, photo Bullseye, a Miniature Bull Terrier and the official mascot of Target Corporation, poses for a photograph during a Target Holiday Outlook event in New York. Target Corp. says it's spending $50 million more on payroll during the fourth quarter than it did a year ago so that there'll be more workers on hand to help harried shoppers scrambling to get their shopping done in a shorter amount of time. (AP Photo/Mary Altaffer)
November 01, 2019 - 6:30 am
NEW YORK (AP) — All they want for Christmas is more time. Faced with the shortest holiday shopping season since 2013, retailers are trying to figure out ways to get into the minds of shoppers sooner. Walmart, for instance, began offering holiday deals online for toys, TVs and mini trampolines...
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FILE - In this June 26, 2019, file photo a worker sorts through items and places orders at the Amazon Fulfillment Center in Staten Island in New York. Amazon.com Inc. reports financial earns on Thursday, Oct. 24. (AP Photo/Kathy Willens, File)
October 24, 2019 - 4:20 pm
NEW YORK (AP) — Amazon's push for faster delivery is hurting its profits. The online retailer said its third-quarter net income fell 26% from a year ago, missing Wall Street expectations. Its sales outlook for the holiday shopping season also disappointed analysts, and its stock sank 7% in after-...
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With cloudy skies in Washington, President Donald Trump speaks to the media as he returns to the White House from Camp David, Sunday, Sept. 1, 2019, in Washington. (AP Photo/Jacquelyn Martin)
September 01, 2019 - 8:35 pm
WASHINGTON (AP) — The United States and China on Sunday put in place their latest tariff increases on each other's goods, potentially raising prices Americans pay for some clothes, shoes, sporting goods and other consumer items before the holiday shopping season. President Donald Trump said U.S.-...
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In this Aug. 27, 2019 photo, the Best Buy logo is shown on a store in Richfield, Minn. Best Buy Co. reports financial results Thursday, Aug. 29. (AP Photo/Jim Mone)
August 29, 2019 - 11:44 am
NEW YORK (AP) — Best Buy Co. reported a sales shortfall for the fiscal second quarter and trimmed its annual sales forecast, blaming uncertainty surrounding an escalating trade war with China heading into the holiday shopping season. Shares of the retailer fell 8% in afternoon trading Thursday. "It...
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FILE - In this March 12, 2019, file photo, Samantha Estes prepares garments to be photographed at the ThredUp sorting facility in Phoenix. J.C. Penney and Macy’s are in the midst of rolling out a few dozen ThredUp branded shops each in time for the back-to-school shopping season. The partnerships follow a similar deal with department store retailer Stage Stores. (AP Photo/Matt York, File)
August 20, 2019 - 1:01 am
NEW YORK (AP) — Out with the new and in with the old. As department stores watch their customers flock to second-hand stores, some are trying to bring them back by partnering with online resale sites. Last week, J.C. Penney and Macy's announced a pilot program to set aside sections inside a few...
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August 15, 2019 - 5:03 am
If you find yourself short on cash while on vacation, it might seem easiest to hit up the nearest ATM. But if that handy machine is not in your bank's network, you could get a double whammy of fees: The ATM owner will probably charge a few dollars for the convenience, and your own bank may tack on...
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Chinese Vice Premier Liu He, center, poses with U.S. Trade Representative Robert Lighthizer, right, and Treasury Secretary Steven Mnuchin, for photos before holding talks at the Xijiao Conference Center in Shanghai Wednesday, July 31, 2019. (AP Photo/Ng Han Guan, Pool)
August 02, 2019 - 1:43 pm
WASHINGTON (AP) — The latest tariffs President Donald Trump plans to impose on Chinese goods would cost U.S. households an average of $200 a year, some economists estimate, and would start to bite consumers and retailers just as the holiday shopping season begins. That cost would come on top of the...
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FILE - In this April 2008 file photo, crystal clear water meets the shore in Aruba. Aruba offers a sun-drenched Caribbean escape outside the hurricane belt, making this island retreat an irresistible option for late-summer travelers. (AP Photo/Shoun A. Hill, File)
June 13, 2019 - 8:28 am
Many travelers who squirrel away travel rewards are saving for an oceanfront vacation, paid for with points instead of cash. To make the most of your rewards, start by looking for the highest-value hotel redemptions, then check award flights. Here are four beach destinations where you could soak up...
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